WE PURCHASE NOTES
We purchase notes from different types of income streams such as Owner Financed Real Estate Notes, Court Settlements, Annuities, Lottery Winnings, Casino Winnings, Business Notes and Non-Performing Notes.
If you would prefer to have a lump sum of Cash Now instead of the amount you receive on a monthly or annual basis. Our company purchases these notes by offering a lump sum of money to the noteholder.
CFS has access to millions of dollars available to purchase notes.
EQUIPMENT LEASE
Have you ever tried to get your bank to finance your business equipment with zero down payment? Most banks would not even consider this, yet we at Capital Funding Solutions. can offer you up to 100% financing for just about any type of business equipment. This allows you to conserve your cash for other uses and at the same time, can allow your business to write off 100% of the lease payments. We can even consolidate multiple equipment purchases from different vendors into a single lease. Do you own some equipment outright? If so, you can sale that equipment (including tools and machinery) to a leasing company. Then, lease the equipment back from the lessor. You get the cash you need now and still benefit from possible tax deductions of the lease payments and other costs.
FACTORING
Why wait 30 or 60 days for your clients to pay invoices? With Accounts Receivables Factoring you can receive up to 90% of the money due your company in only 2-3 days. The balance is paid out when your customer pays their bill (less applicable fee.) Our pool of investors specialize in buying invoices from companies like yours. This can be done regardless of your credit. One of the biggest advantages of factoring is that you have the use and access to a professional commercial credit department to evaluate new accounts. A service that most small to medium sized businesses would find cost-prohibitive to establish on their own.
Purchase Order Financing
A large order can be welcome for any manufacturer. A problem sometimes lies in financing the raw materials and production inputs to assemble the order before delivery. Purchase Order Financing is the perfect solution for short-term funding requirements. It can be used to finance the purchase or the manufacture of specific goods that have already been sold. We enable this process by issuing letters of credit or providing funds that allow our clients to secure the inventory they need to fill their open sales orders.
Through purchase order financing, clients enjoy the working capital needed to grow sales and take advantage of profitable opportunities that are larger than they can otherwise support. We are not a bank and are not bound by the restrictions necessary for traditional lending products. Our focus is the underlying transaction and its economic and commercial viability.
Purchase Order Financing is used by manufacturers, distributors, importers and exporters. It can be used for payments to third-party suppliers for goods, issuing Letters of Credit, and for making payments for direct labour, raw materials and other directly related expenses.
Our clients consider Purchase Order Financing if they lack either sufficient capital or international expertise to complete their transaction. With respect to the latter, they might prefer to reduce foreign risk and in some cases protect the identity of their manufacturer from the end customer. In all cases, however, they appreciate the speed of funding, preservation of equity and increased profits at the end of the day. Purchase order financing can advance funds to help produce the goods that have been ordered by your customer. Purchase order financing is not dependent on your business credit history but rather that of your customer.
Accounts Receivable Financing
Typically referred to as "factoring", AR Financing is neither equity nor debt, yet strengthens a balance sheet - and control of the business always stays with the owner. It is a trusted and effective method of both financing short-term cash flow and outsourcing the administration of credit and the task of arduous collections.
Factoring is a time-honoured financing solution that offers many advantages while allowing business owners to focus on operating and building their client base. As opposed to banks, for instance, we offer flexible underwriting. We don't require the lengthy process, personal credit score, business history and restrictive covenants necessary for traditional debt.
Generally, we begin funding about a week after the application process begins. Our ability to fund and service your business can keep up with the demands of growth without having to requalify you for a larger loan and charge any subsequent fees.
Your balance sheet remains strong, most importantly. Because the invoice is purchased from you and no position of equity is taken, you incur no debt and YOU keep control of your own business.
Additionally, a thorough credit analysis is done on all potential and existing customers so that you can make an informed decision on extending credit, thereby minimizing the risk of bad debt.
Finally, our professional collections team relieves you of the considerable time, energy and effort and expense required to follow up with customers to ensure timely payment.
REVERSE FACTORING
This is factoring arranged and paid for from the customer’s side of the transaction. If you import goods from other countries or even from a vendor in Canada and need to pay in advance of receiving goods, reverse factoring may be for you. In a reverse factoring transaction, the factor advances the funds to make a purchase. When the goods arrive, you pay the factor their money back plus a fee. This is particularly of interest when ordering goods from countries such as China, India, or Brazil where long lead times can tie up your money in unproductive ways.
BUSINESS PURCHASE
LOANS/COMMERCIAL LOANS
Whether to buy a business or, for financing growth, equipment, or acquisitions, standard term commercial loans are available from our wide variety of lenders. Some of these lenders may approve borrowers with less-than-perfect credit histories
COMMERCIAL REAL ESTATE
If you are considering the purchase or construction of Commercial Real Estate, Capital Financial Solutions Inc. can offer to arrange financing and has access to some of the most aggressive programs in the industry. With loan terms up to 25 years you'll be surprised at how easy owning Commercial Real Estate can be. We can arrange mortgages on properties that traditional lenders simply will not do.
Restaurant Loans
A restaurant loan is a special category of loans and Capital Financial Solutions has many lenders providing working capital to restaurant owners. If your restaurant needs a loan for any reason, you can take advantage of our restaurant loan program.
Business Cash Advances
At some point during its operation history, almost every small business needs to get a small business loan or business cash advance to operate smoothly. To apply for a business loan from a bank, you will need a great amount of preparation before applying for a loan. You will need to fill out a substantial amount of paperwork including a business plan, cash flow projection report, a personal finance statement, your previous business tax returns, a credit rating report as well as numerous other business reports. Even after applying for a business loan, the chances of approval are slim and you may have to wait a long time to receive the funds (in the event your business loan is approved).
Fortunately, with Capital Funding Solutions, you can eliminate the tedious process involved with a traditional business loan application and put it into your actual business by applying for a business cash advance, an alternative to a small business loan. Receive working capital against your future credit card sales, of Visa/Amex/MC used by your customers.
